Veterans Day, Loan, borrow, holiday

Posts Tagged ‘online income’

Got Lucky with Some Passive Income

I wrote a little blurb about passive income over at Penny Thots explaining how it really isn’t all that passive initially as building a business or creating something does take a lot of work before the income becomes passive.  That is what happened for me online.  July has been a busy month with a week of vacation, catching up from vacation, and playing softball two nights per week.

As you may have noticed, I haven’t done squat this month on this blog and have struggled to keep up with the others (although I haven’t been doing all that well).  That’s OK, since I do feel that everyone needs a little break now and then.  Besides, I figure most people will be paying attention to the Olympics over the next several days anyway so I can gradually work my way back into the content creation mode.

Nevertheless, despite my lack of accomplishments (I last published here on July 2nd and mid-May on HubPages), I still managed to earn some money with the blogs and HubPages.  So by definition, I am considering the income passive and am thankful for what I was able to earn this month.  It is certainly not enough to quit my day job and become financially independent, but it is better than a stick in the eye.


Since I have been such a slug, I have failed to keep up with my carnival inclusions so I will be making up for that now.  I have four weeks’ worth of links so bear with me.  I also have over 800 articles in my reader and will skim titles quickly for the best ones.  When the weather gets cold, I won’t be wanting to get out for softball or golf so my online activities will increase again.

Anyway, here are the carnival links:

Carnival of Retirement #26  – CFM, GPM (CFM = Cash Flow Mantra, GPM = Grand Per Month)
Lifestyle Carnival #9 – PT, GPM (PT = Penny Thots)
Yakezie Carnival – CFM
Carnival of Money Pros – PT
Carnival of Financial Camaraderie #39 – PT
Festival of Frugality #343 – PT (ed. pick)  Oh, look.  We had the editor’s pick.  Guess it would help to read my e-mails too.  Thanks to Melissa at Mom’s Plans for doing all this carnival stuff for me.
Yakezie Carnival – CFM
Carnival of Personal Finance #369  – GPM
Totally Money Carnival #74 – PT
Financial Carnival for Young Adults #20 – PT
Carnival of Money Pros – GPM, PT
Festival of Frugality #345 – PT
Yakezie Carnival  – CFM
Carnival of Money Pros – CFM, PT, GPM
Totally Money Carnival – PT, GPM
Well, that gets me caught up.  Hopefully, August will be a little bit better.  I hope you are enjoying your summer and getting out and active despite the stifling heat and lack of rain.  At least, we haven’t had any softball games cancelled.
Enhanced by Zemanta
Shop Amazon Here

Be the first to comment - What do you think?  Posted by Cash Flow Mantra - July 29, 2012 at 10:42 am

Categories: Earning   Tags: , , , , ,

Making Money with HubPages Ad Program

When I first started writing online, I was frightened to start my own blog.  I was intimidated by WordPress and the thought of self-hosting.  I wasn’t sure that it made sense to pay for setting up a blog.  So I sought out totally free options and made it my goal to only devote time and not any personal funds to any online venture that I might undertake.

One of those sites that I happened to run across in May of 2009 when I started writing online was HubPages.  It provided me a “free” (or should I say “nothing out of pocket”) platform for writing.  So I started writing while reading and learning about keywords, SEO and ways of monetizing a site.

I signed up for the Amazon affiliate program and earned a little bit of money by placing Amazon capsules in my Hubs.  I also was earning with Google’s AdSense program.  Things seemed to be growing rather nicely until the Panda update about one year ago.  I saw traffic to my Hubs drop by more than 50% and earnings with AdSense drop by even more.

Panda Was a Good Thing

It turns out that the Panda Update was just the kick I needed to push past my fear and apprehension for starting something on my own.  I was also affected by the shutting down of the eHow writer’s compensation program and could no longer make any money using that platform.  So taking some of the money that I had sitting in the PayPal account from eHow, I decided to launch my own site.

I started out with Weebly, still afraid to go for it all alone and discovered that I enjoyed the blogging nature of writing content online versus a static site.  Ultimately, Cash Flow Mantra was the result of this journey, and I must confess that I wish I had started sooner.  It has been a great opportunity for me to meet fellow bloggers and interact.

My experience here has led to the formation of a second main blog, Grand Per Month.  I know several of you read that one as well for which I am incredibly thankful and grateful.

More Changes Coming

Which leads me to the point of this post.  There have always been changes to the internet landscape.  It will continue to shift and evolve with an occasional earthquake hitting.  Those that can adapt will survive.  I intend to be one of the survivors.  I am gradually making more money with the HubPages Ad Program and will be reinvesting those funds to hire writers for more blogs in the future.

In March, I will make just over $40 which will pay for about half of my paid content on Grand Per Month.  By the end of the year, I expect it to pay for all of it.  Then, I can start another blog or site and continue to grow.  I think that it will pay to be diverse in numbers of sites and types of platforms as well as methods to obtain traffic.

Ultimately, my goal is to grow my online income slowly and surely obtaining a nice base.  I view it as a marathon and not a sprint and have been planning for 5% monthly growth over the past 2 years.  I have been hitting these targets and will do what it takes to continue to grow in a sustainable manner.  I would like my online income to help pay off my debt more quickly as it has been doing.  Making extra payments will help the monthly cash flow which is what this blog is about.

Fellow bloggers, what changes have you needed to overcome online?


12 comments - What do you think?  Posted by Cash Flow Mantra - March 28, 2012 at 9:44 am

Categories: Earning   Tags: , , , , , ,

Follow Up On Bloggers Making $1000 Per Month

Several months ago, I wrote a post about bloggers making $1000 per month.  I realize that is not a lofty goal working 40-50 hours per week on blogging as a full time source of income.  But I was curious if a part-time blogger (such as myself) could actually achieve that level of earnings so I began to search for some who had achieved that level and also were holding down full-time jobs.

I went to many of the personal finance blogs that I read and began to search for earnings reports to see what clues I could gather.  I also asked for anyone who was willing to share in the comments whether or not they made $1000 per month as a blogger while still working.

Why $1000?  Because that amount seems like a fairly significant amount of money.  Four figures sure sounds better than three figures.  But also because it has been a goal of mine since I know that $1000 would make a big dent in college expenses that I will be helping to pay as my kids get older and start moving out and heading off to college.  I had actually given myself until July 2016 to get to that number but was beginning to wonder how possible it was which was the point of the article.

Part-Timers Making $1000 Per Month

Derek at Life and My Finances is one of those bloggers who is able to make over $1000 per month as a part-timer.  In fact, Derek is the one that really got me to thinking about the possibility of being able to make $1000 monthly.

Joe at Retire by 40 is another blogger who is able to make over $1000 per month using his blog.  It is impressive to see the progress that these 2 bloggers have made month after month.

I wasn’t able to get many bloggers to self-identify themselves following the post, but Andy from Tight Fisted Miser did.  His earnings are impressive as a part-timer.  Well over $2000 per month.  You can check out his latest earnings report.

Charles at Money Green Life made over $1500 in August which makes the grade.

Darwin over at Darwin’s Money also makes well over $1000 per month as a blogger.  He has got plenty of projects that he works on, although I can’t confirm that he has a full-time job.  I may have read it somewhere, but it can be hard to keep track without taking notes.

Another One for Your List

There is another part-time blogger who definitely works full-time (about 50 hours per week) and usually gets up about 4:30-5 each morning to write (although I will be sleeping in til 6 tomorrow since I am writing this at midnight).  In addition to being a part-timer, I managed to earn just over $1000 per month online for November 2011.

Needless to say, I was quite shocked and pleased.  I was able to use some of that money to pay off a credit card.

I was also convinced that if I could do it, anyone could.  Maybe they couldn’t make $1000 per month blogging, but there had to be other ways of making a side income that people could use to pay off debt, help with bills, build an emergency fund, or somehow enhance their lives.

New Blog Idea

So I developed an idea for a new blog and contacted the one that I felt inspired me to step up my game and make it all happen, Derek from Life and My Finances.  Together with Melissa from Mom’s Plans, the three of us will be working to provide our readers with a weekly idea for making an extra $1000 per month on a part-time basis.  These will not only be online ventures but offline as well in case someone is not computer savvy or has no real interest in internet income.

The blog is called Grand Per Month and we will officially start the posts on January 2nd appropriately enough with a post by Derek on “How to Make $1000 per Month Blogging”.

Won’t you join us and make 2012 the year when you are finally able to build up that emergency fund, pay off that credit card, or take a little vacation?  Won’t you make it a year when you commit to making an extra grand per month?  What would you do with $1000 per month extra in your pocket?  Please share in the comments below!

Related Posts Plugin for WordPress, Blogger...

43 comments - What do you think?  Posted by Cash Flow Mantra - December 19, 2011 at 6:00 am

Categories: Earning   Tags: , , ,

Enter your email address:

Delivered by FeedBurner