Veterans Day, Loan, borrow, holiday


Not Enough Time for Hobbies

I haven’t had much time for hobbies in the last few months, and I can’t say for sure that it will be getting any better.

First, I broke my arm which really ended my golf and softball playing for the year.  I did manage to play 9 holes on October 20th, right before the weather started turning nasty.  The good news is that I shot better than I had hoped and was really pretty consistent with my efforts before the fracture.  My wrist and arm was sore, but no worse off than when I started.  But my ball flight was a bit off since I was afraid to take a divot and hit my arm on the ground.  However, it continues to feel better each day and has been pretty good the last few days.

Second, I had a huge test to take on the 19th, which limited my ability to much of anything the past several months anyway.  I started studying in July and continued during August when I was off work with the break.  But once I started working again in September, I spent almost every waking moment studying to the exclusion of blogging, which I still consider a hobby.  Now that the exam is done and there is no opportunity to play due to weather, I feel like I have a lot of free time.

Alas, it won’t last long.  Of course I have a lot of catching up with items around the house plus I will, in all likelihood, become the owner of a small printing business as part of an ongoing issue that goes beyond this blog post.  It will probably consume some of my time as I have to work with mainly oversight issues, but still.  Ultimately, I hope that it is worth it.

It does feel good to be writing a bit.  I have taken the past week to do a little pleasure reading which was a nice break.  I re-read “Catching Fire” since the movie will be coming out soon (November 22nd), and I wanted to be able to compare the book to the movie and didn’t remember all the details.  I enjoyed being able to read without feeling like I had to memorize each detail.

Anyway, I do hope to be able to do a bit more blogging over the next couple months.  It feels good to be able to write a little again.


I need to catch up with a few carnivals, but had stopped doing this since I wasn’t publishing as much.  Plus I really don’t want to put any money into the blogging adventure preferring it to pay for itself.  With a decrease in revenue, I needed to watch the expenses so paying to have articles posted to carnivals was the first thing that was cut.

But, I do have to link for the last few so here goes:


The Tortoise Banker Carnival – SD

Carnival of Financial Independence #24 – GPM, PT
Carnival of Money Pros – PT, GPM
Hope the month of November will go well for everyone.



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4 comments - What do you think?  Posted by Cash Flow Mantra - October 30, 2013 at 10:06 am

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My Big Break

Usually when I hear those words, I think of something positive like a Hollywood star being discovered and cast in a major motion picture allowing his/her career to take off.  Or maybe an author signing a big book deal or landing on the best seller list.

Unfortunately, in my case those words had a different connotation as can be seen in the picture below:

Trying to break my fall during the first inning of Monday night softball, July 29th, I could hear the snap and knew that “my big break” was referring to my arm.  The radius was broken and the ulna was dislocated at the wrist which is where the pain was and where I thought the fracture would be.  Turns out the break didn’t hurt at all.

After surgery on Wednesday, I took pain pills for a couple days but within just over 48 hours was done with that.  I drove myself to get an oil change on Saturday and have been going since with a plate and screws in the bone and a cast.

The biggest problem is not being able to work as almost everything I do requires use of both hands.  I am getting half pay with short term disability, but I would rather be working.  Actually, a bigger problem (for me) is having this time off and not being allowed to golf.  The doctor suggested 3 months because of the rotation and ligament damage at the wrist, but everything was healing well at the two week follow-up.

Bottom line is that softball and golf are done for 2013 unless the weather is really nice in November.

Check Your Disability Coverage

If anything good can come of this, it is comforting to know that I have a good long term disability policy through work as well as some personal insurance that after 3 months and 6 months would end up covering essentially my entire salary through age 65, meaning I could make it until retirement.  I have rental property that would be paid off by then which could actually then fund my retirement.

Even though this month is a bit tough, it is nice to know that our family would survive and not have to adjust lifestyle that much.  And there is a one armed golfer’s association so I could find something to do with my free time since blogging with a cast isn’t the easiest to do (although I am getting much better).



It has been forever since I posted these links so I need to do it now:

Carnival of Money Pros – PT
Carnival of Financial Camaraderie #87  – PT
Carnival of Retirement #76 – PT
Carnival of Financial Independence #16 – PT
Lifestyle Carnival – PT
Lifestyle Carnival – PT, CFM
Carnival of Money Pros    – SD
Yakezie Carnival – CFM
Lifestyle Carnival – PT
Carnival of Financial Camaraderie #89 – SD
Yakezie Carnival – CFM
Carnival of Financial Independence #19 – CFM, GPM
Carnival of Money Pros – GPM
Carnival of Financial Independence #20 – PT
Carnival of Money Pros – GPM, PT
Carnival of Financial Independence #22 – GPM
Carnival of Money Pros – SD
Carnival of Financial Independence #23 – PT, GPM
Sorry for the number of links.  I had gotten that far behind.  I am in the process of getting caught up.  I have a big test in October and have been trying to read and study for that during this downtime.  As a result, blogging has taken a bit of a backseat this year.
Here’s hoping you stay safe for the rest of the summer!  Off to watch some preseason football!


10 comments - What do you think?  Posted by Cash Flow Mantra - August 17, 2013 at 9:56 pm

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Sold My Minivan Online

Remember when I told you that my minivan had died (blown a head gasket) and it was going to cost about $3000 for the repairs.  I decided that it wasn’t worth it to fix (actually my wife decided for me) a vehicle that had over 185,000 miles on it since I figured that the transmission probably only had about 30,000 more miles which would have been about a year and another $2500 or so.

So I decided to sell the minivan online.  I did a Google search and found a website where they would make an offer within a few minutes.  I put in all the information and by the time I had toggled through each page ended up with an offer for $435.  All I needed to do was accept the offer and arrangements would be made to have the van towed away from my driveway.

Well, I really was hoping for about $500 for it and thought it was a reasonable price after looking at Craigslist.  I probably could have gotten more listing it myself as a mechanic’s special, but didn’t want to deal with the hassle or have a bunch of strangers coming over to look at it.  But I did search the net for a second opportunity to sell online.  Of course free towing was a must since it could barely go 3 miles without overheating.

I managed to find another site, put in the information.  This time, I received an email with a number to call in order to get an offer.  I called the next morning and spoke with someone stating that I really was hoping to get $500 for my trouble.  She agreed on that price and arrangements were ultimately made to have the minivan towed away.

There was a bit of confusion and hassle regarding the towing.  We were going out of town at the end of the week so it had to be done by Wednesday or no one would be home.  The third party towing company apparently didn’t get the message and instead of calling the next day to set up a time, called later in the week and had difficulty getting in contact with us.  When we got back, I had to call the company again to let them know that I was still planning on selling and to get the number for the towing company.

We called the towing company directly to set up a time, but they still had someone show up at a different time when my wife wasn’t home.  Finally, on the third try, it got done and we got our $500.  Even though it was a little more difficult than it should have been due to lack of communication between the online site and the third party towing company, I would still do it again.  I believe I got a fair price for a van I no longer wanted nor could drive and got it out of the driveway fairly quickly.


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6 comments - What do you think?  Posted by Cash Flow Mantra - July 2, 2013 at 9:16 am

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