Two Main Goals for 2013
Wow, I can’t believe how busy it has been last week and this week. I will have to write a post about it sometime to explain what has been going on. Suffice it to say, that it is certainly interesting and will make for lots of good posts in the future. As a result of all that has been happening, I am just now getting to the obligatory goals post for 2013.
It should be a pretty easy post though, because I only have 2 main goals: Pay off some debt and lose some weight.
1. Pay Off Debt
I am having a new blog designed to help with this goal and will probably put more information on that site once it is up and running, but I am wanting to pay off quite a bit of debt this year which should help with the monthly cash flow. I have put together a spreadsheet and a plan and so far, January is going according to plan. It should be a lock for the first half of the year. I am a little more concerned as we get into summer.
You see, the plan is to pay off a certain amount of debt each month and maintain a cushion since my income can fluctuate somewhat from paycheck to paycheck and the budget is pretty tight although it is better than last year. I have enough in the cushion to make it through at least May even if the income comes up short or I have an emergency. But, I want to be able to continue the momentum as long as possible so I will be keeping a close eye on the extra funds.
2. Lose Weight
Unfortunately, yesterday I was the heaviest I have ever been in my adult life. Terrible, I know. I suspect that it has something to do with the amount of stress that the debt had been having on me throughout the last half of the year. Now that I have a little breathing room and a plan for creating more room, I should be able to focus more on my health. I do continue to lift weights and plan on playing softball in the spring and summer, so I have to get to a better playing weight by losing 15 pounds by May. That is only about a pound or a little more per week, so it should be quite feasible.
The way I look at it, focusing on just 2 main goals for 2013 will increase my odds of success. I really don’t have any blogging goals for this year since I am really just going to consider it a hobby and will write when I have something to say and feel like I have the time.
If what I am working on pans out, then I will have enough to do and can make money at the same time.
Carnivals
Good luck on your goals. I think that’s smart to pick a couple that you are likely to be able to achieve rather than so many that you are discouraged.
Kim@Eyesonthedollar recently posted..5 Reasons Why Consumers Can’t Get Out of Debt
I have heard that we can usually focus on only 3 things at a time so picking 2 main goals should be doable. I will simply blog for a hobby and not to make money so won’t be feeling any pressure at all from that.
Good luck on your goals! Ours are to save more and get healthier. So far, so good!
Holly@ClubThrifty recently posted..Horrific Financial Advice from the New York Times
Thanks and congrats. I have lost 3 pounds so far, but probably just ate too much for breakfast.
Good luck in 2013. I have a bunch of goals for 2013, but most of them are just background tasks. I think it’s great that you have only 2 to focus on.
Joe @ Retire By 40 recently posted..The Money Code book & $25 Giveaway
Thanks, Joe. Certainly I have some things that I need to do to get them done and can add those tasks as they come up. But, what I spend my focus on should be somehow related to accomplishing those two main goals. Right now, I am really trying to drop 15 pounds for softball season.
Those are great goals! I think that having too many goals allows us to not focus clearly on ANY of them, so kudos for streamlining your efforts. As for the weight, I have a friend who started her journey two years ago, and today has lost 136 pounds and has a healthy BMI for the first time in her adult life! It CAN be done
Elizabeth @ Broke Professionals recently posted..How to Avoid Gift Cards and What to Do with Them if You Can’t!
That is quite a bit of weight loss. I certainly hope to be able to focus intently on those 2 goals and will keep everyone up to date.